The most expensive hail storm wreaked havoc in the West Denver metro area last May 8th. It heavily damaged properties indeed. With estimates of 150,000 auto insurance claims and more than 50,000 homeowners insurance claims will be filed, for a total of $1.4 billion in insured losses.
Roofs most likely took the full force of the storm with hail as big as a baseball hammered houses and leaving homeowners thinking about filing their claims as soon as possible especially those that got the most damages.
Most insurance policies have a 1-year deadline for roof repairs to be completed. And while homeowners are aware of that, some have the tendency to procrastinate. Which can become a problem later on. It is also worth mentioning that winter is coming in just a couple of months so given the enormity of the damage sustained, a lot of roofing companies will be backed up once snow starts pouring. So if you’re a homeowner, the best time to have a roof inspection is now.
Rather than doing it yourself, calling a professional roofing company is the best and fastest way to know if your roof has enough damage for it to be replaced by your insurance.
Many homeowners look at the roof from their front yard. While some do-it-yourselfers set up a ladder to take a quick look at the damage without thoroughly inspecting the whole roof. Nothing wrong with that. But that is just not enough. It is important to know the extent of the damage to prevent structural damages in the future. Asphalt shingles is the most common roofing material in Colorado and if installed properly, they can last anywhere from 15 to 30 years. But they are not hail-proof. Simple shingle damages, if not caught early enough can cause problems like molding and rotting inside the house which can be costly.
Among the damages professional roofers look for are: ragged, cracked or bruised shingles, torn or split seams, excessive shedding of the granule material on top, damaged flashing around vents, chimneys and eaves. If you are not trained, it’s hard to tell. Homeowners need a professional roofer to check the roof and to help make sure that the insurance company will replace everything needed on the roof.
Masterpiece Roofing & Painting can provide professional roofing inspections quickly and accurately and helps homeowners file their insurance claims. We can handle all the details of the insurance claim especially for people who are too busy to have time for all that.
Masterpiece Roofing & Painting is a military-friendly, family-owned business in Denver Colorado with more than 30 years of experience.